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Find the right card for you
See if you're eligible today, without hurting your credit score.
- Start with a credit limit of £200 - £4,000
- Build your credit score over time
- No yearly membership fee
Just remember, not using your card responsibly could hurt your credit score. This could mean you're less likely to be offered a credit limit increase.
34.9% APR
Representative variable
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Do a QuickCheck
without affecting your credit score
Get an answer
in 60 seconds or less
Apply (if you get a yes)
and your card arrives 7 to 10 days later
Do it in the app
On a train. Over breakfast. From the sofa. Take care of your finances when it suits you.
- See your balance and transactions in real time
- Keep an eye on any spending with notifications
- Lock or unlock your card any time
- Check your PIN, if it slips your mind
Not sure which card is right for you yet?
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Everything you need to know about credit cards. And more.
Our 2 most popular credit cards
Whether you’re looking for a 0% balance transfer or a credit card to spread the cost of everyday purchases, we could have the credit card for you.
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Classic Card
A card for everyday spends, spreading costs and building your credit score.
- £200 - £1,500 starting credit limit
- Get up to 2 credit increases a year
- Build your credit score over time
34.9% APR representative variable.
Not using your card responsibly could hurt your credit rating, making it harder to get credit in future.
Balance Transfer Card
Save on interest when you move higher rate balances to this card.
- Up to £8,000 starting credit limit
- 0% interest on balance transfers for up to 18 months (3% transfer fee)
- 0% interest on purchases for 3 months
Representative example: Assuming a credit limit of £1,200 and an interest rate on purchases of 34.94% p.a. variable, you will receive a 34.9% APR representative variable.